Credit Reporting Agencies
Provider: EXPERIAN - SANTA ANA WALK IN CENTER
The agency maintains and provides consumer credit records and ratings on consumers in Los Angeles County. Services include helping consumers, lending institutions and/or credit card issuers obtain copies of their credit reports; correction of erroneous information in credit records that could have a negative effect on an individuals credit ratings. There are no geographic restrictions.
The agency also provides assistance for consumers who want to register complaints regarding inaccurate or obsolete credit reports or ratings, illegal divulgence of credit information, unethical or improper conduct of personnel or other inappropriate business practices.
Individuals who suspect they are, or are about to be, the victim of identity theft, can place a Fraud Alert with credit reporting agencies. A Fraud Alert lets creditors know to contact the individual before opening new accounts.
Individuals can restrict access to his or her credit report by putting a "freeze" on their credit. In that way, potential creditors and other third parties will not be able to get access to an individual's credit report unless the individual lifts the freeze. For more information, contact the agency directly.
The agency also provides assistance for consumers who want to register complaints regarding inaccurate or obsolete credit reports or ratings, illegal divulgence of credit information, unethical or improper conduct of personnel or other inappropriate business practices.
Individuals who suspect they are, or are about to be, the victim of identity theft, can place a Fraud Alert with credit reporting agencies. A Fraud Alert lets creditors know to contact the individual before opening new accounts.
Individuals can restrict access to his or her credit report by putting a "freeze" on their credit. In that way, potential creditors and other third parties will not be able to get access to an individual's credit report unless the individual lifts the freeze. For more information, contact the agency directly.
Resource Description
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Application Procedure
Call to apply. To receive a personal credit report by mail, send the following info: name, address, city, state, zip code, social security number, date of birth, spouse's name, home telephone number and drivers license along with two proofs of a current mailing address, such as copies of a drivers license, utility bill, bank or insurance statement. The address for credit report information is P.O. Box 2104, Allen, TX 75013. You may also apply for a free credit report that does not include your credit score, by applying online at www.annualcreditreport.com, by phone at 877-322-8228 or by mail at Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The agency's website is http://www.experian.com.
Fees
People may receive one free credit report if declined credit for any reason, receiving public assistance, there are inaccuracies due to fraud, or unemployed and seeking employment in the next 60 days. All other credit reports are $8.50 each.
Fee structure
Fixed Fee Application procedure
Call for Service, Online Services Service hours
Monday through Friday, 8:30am to 5:00pm.
Monday : 8:30 AM - 5:00 PM
Tuesday : 8:30 AM - 5:00 PM
Wednesday : 8:30 AM - 5:00 PM
Thursday : 8:30 AM - 5:00 PM
Friday : 8:30 AM - 5:00 PM
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Service/Intake |
+17148307000
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