Credit Reporting Agencies
Provider: EQUIFAX
The agency maintains and provides consumer credit records and ratings on consumers in Los Angeles County. Services include helping consumers, lending institutions and/or credit card issuers obtain copies of their credit reports; correction of erroneous information in credit records that could have a negative effect on an individuals credit ratings.
The agency also provides assistance for consumers who want to register complaints regarding inaccurate or obsolete credit reports or ratings, illegal divulgence of credit information, instances of identity theft, unethical or improper conduct of personnel or other inappropriate business practices.
Individuals who suspect they are, or are about to be, the victim of identity theft, can place a Fraud Alert with credit reporting agencies. A Fraud Alert lets creditors know to contact the individual before opening new accounts.
Individuals can restrict access to his or her credit report by putting a "freeze" on their credit. In that way, potential creditors and other third parties will not be able to get access to an individual's credit report unless the individual lifts the freeze. For more information, contact the agency directly.
The agency also provides assistance for consumers who want to register complaints regarding inaccurate or obsolete credit reports or ratings, illegal divulgence of credit information, instances of identity theft, unethical or improper conduct of personnel or other inappropriate business practices.
Individuals who suspect they are, or are about to be, the victim of identity theft, can place a Fraud Alert with credit reporting agencies. A Fraud Alert lets creditors know to contact the individual before opening new accounts.
Individuals can restrict access to his or her credit report by putting a "freeze" on their credit. In that way, potential creditors and other third parties will not be able to get access to an individual's credit report unless the individual lifts the freeze. For more information, contact the agency directly.
Fee structure
Free Application procedure
Apply Online, Call for Service, Write/E-mail for Service Address
P.O. Box 740241
Atlanta, Georgia 30374 (Mailing)
Service hours
monday : 12:00 AM - 11:59 PM
tuesday : 12:00 AM - 11:59 PM
wednesday : 12:00 AM - 11:59 PM
thursday : 12:00 AM - 11:59 PM
friday : 12:00 AM - 11:59 PM
saturday : 12:00 AM - 11:59 PM
sunday : 12:00 AM - 11:59 PM
Website
www.equifax.com|
Service/Intake (Free Annual Credit Report Application) |
+18773228228
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Service/Intake (Automated Credit Report Ordering) |
+18006851111
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Service/Intake (Automated Fraud Assistance Line) |
+18005256285
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Service/Intake (Opt out of credit offers / mailing lists) |
+18885678688
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Administrative |
+14048858300
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